Securities-Based Lending Done
Cheaper
Easier
More Tax Efficient
Your clients are overpaying for portfolio loans. Let's fix that.
Your clients are overpaying for portfolio loans. Let's fix that.
| Kubence | SchwabPledged Asset Line | BanksSecurities-Backed LOC | FidelityMargin Loan | |
|---|---|---|---|---|
| Interest Rate | -- | ~7% | ~7% | ~10% |
| Tax Deductibility | Use anywhere | Use-dependent | Use-dependent | Use-dependent |
| After-Tax Rate | -- | ~7% | ~7% | ~10% |
| Interest Schedule | At maturity | Monthly | Monthly | Monthly |
| Fixed Rate Availability | Yes | No | Limited | No |
We bring institutional box spread financing to high-net-worth investors, combining 50+ years of market-proven strategy with modern execution and tax advantages.
Section 1256 treatment provides 60% long-term, 40% short-term capital gains split. Interest treated as capital loss for unlimited offset potential.
Straightforward, transparent pricing with no hidden fees. What you see is what you pay—institutional rates made accessible.
Box spreads executed on CBOE and cleared through Options Clearing Corporation, providing institutional-grade oversight and transparency.
Box spread strategy has been used by hedge funds, family offices, and institutional investors for over five decades.
Competitive rates that move with the market. Check our current rate and see how much you could save compared to traditional portfolio loans.
Securities-backed lending is a massive market. We're bringing institutional access to wealth advisors and their high-net-worth clients.